Already Off the (Finance) Wagon? 5 Ways to Reboot

Somewhere between post-holiday sales and finding the perfect V-Day gift for bae (or yourself), it happened. You all but abandoned your 2016 #FinanceGOALS. After all, those holiday cash gifts and that new semester refund check just looked too good not to spend. Unfortunately, unlike that Love & Hip Hop habit you vowed to kick back…